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ELIMINATE GARNISHMENTS ON YOUR WAGES

Following your bankruptcy filing, the court will notify your creditors of the filing and they will be responsible for stopping their wage garnishment efforts.

PUT A HALT TO JUDICIAL PROCEEDINGS

A judgment lien is avoided by motion practice in a Chapter 7 and Chapter 11 bankruptcy proceeding.

RESTRUCTURE OR DISCHARGE YOUR DEBTS

Chapter 7 bankruptcy works very well for those who do not have many assets that they want to keep. They often have simple, dischargeable debts, including credit card debt, medical bills, or personal loans.

STOP ALL CREDITOR HARASSMENT

Filing for bankruptcy can eliminate and restructure debts as well as put a halt to all collection calls.  

There are many different risks to be aware of if you’re thinking about filing for bankruptcy.  When you weigh out the pros and cons of working with an attorney in NJ, it is clear to see that you need someone with experience and knowledge by your side.

David Stevens, Esq.

Partner, Attorney at Law

 You are entitled to Bankruptcy protection and a Fresh Start under our laws.  Most of our clients save their assets and are able to wipe out substantial amounts of debt.

John J. Scura III, Esq.

Partner, Attorney at Law

The benefits of bankruptcy substantially outweigh the negative effects, including discharging medical bills, credit cards with high interest rates, saving your home from foreclosure, stopping bank levies, and even potentially discharging tax debts.

Guillermo J. Gonzalez, Esq.

Attorney at Law